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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,412 | $209,425-84.5% | $178,499-81.8% | $158,966-79.6% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 121.62% | 188.80%-67.2pp | 151.10%-29.5pp | 302.95%-181.3pp |
| Employer contribution / active EE | $3,611 | $5,707-36.7% | $5,011-27.9% | $4,762-24.2% |
| Participant deferral / active EE | $14,397 | $5,955+141.8% | $5,202+176.7% | $5,983+140.6% |
| Admin fee / account holder | $3,527 | $17,078-79.3% | $13,986-74.8% | $11,250-68.6% |