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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,616 | $110,093-81.3% | $97,295-78.8% | $145,897-85.9% |
| Participation rate | 23.1% | 75.9%-52.8pp | 72.7%-49.6pp | 80.3%-57.2pp |
| Annual return | 11.94% | 244.76%-232.8pp | 75.62%-63.7pp | 552.29%-540.4pp |
| Employer contribution / active EE | $578 | $3,077-81.2% | $2,723-78.8% | $4,663-87.6% |
| Participant deferral / active EE | $773 | $4,678-83.5% | $4,264-81.9% | $6,689-88.4% |
| Admin fee / account holder | $587 | $6,212-90.5% | $5,646-89.6% | $13,390-95.6% |