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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,616 | $109,904-81.2% | $97,167-78.8% | $145,959-85.9% |
| Participation rate | 23.1% | 75.9%-52.9pp | 72.7%-49.6pp | 80.3%-57.2pp |
| Annual return | 11.94% | 243.43%-231.5pp | 75.27%-63.3pp | 561.95%-550.0pp |
| Employer contribution / active EE | $578 | $3,084-81.3% | $2,729-78.8% | $4,661-87.6% |
| Participant deferral / active EE | $773 | $4,676-83.5% | $4,264-81.9% | $6,689-88.4% |
| Admin fee / account holder | $587 | $6,216-90.6% | $5,650-89.6% | $13,398-95.6% |