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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,017 | $106,549-89.7% | $91,225-87.9% | $134,509-91.8% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -21.52% | 160.73%-182.2pp | 114.10%-135.6pp | 418.13%-439.7pp |
| Employer contribution / active EE | $1,930 | $3,331-42.1% | $2,851-32.3% | $4,741-59.3% |
| Participant deferral / active EE | $2,130 | $4,719-54.9% | $4,234-49.7% | $6,400-66.7% |
| Admin fee / account holder | $1,218 | $6,234-80.5% | $5,422-77.5% | $11,427-89.3% |