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| Provider | Service type | Compensation |
|---|---|---|
MERCER2+ years Filed as: MERCER INVESTMENTS, LLC Service code 16 · EIN 30-0282430 | Consulting | $116,370 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $69,148 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,876 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,162 | $107,415-68.2% | $135,942-74.9% | $80,149-57.4% |
| Participation rate | 68.9% | 78.0%-9.1pp | 81.9%-13.0pp | 72.9%-4.0pp |
| Annual return | 21.68% | 91.99%-70.3pp | 68.28%-46.6pp | 40.39%-18.7pp |
| Employer contribution / active EE | $1,449 | $3,878-62.6% | $4,858-70.2% | $2,977-51.3% |
| Participant deferral / active EE | $4,451 | $8,189-45.6% | $7,759-42.6% | $5,015-11.2% |
| Admin fee / account holder | $164 | $127+28.8% | $10,764-98.5% | $145+12.8% |