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| Provider | Service type | Compensation |
|---|---|---|
MERCER1+ years Filed as: MERCER INVESTMENTS, LLC Service code 16 · EIN 30-0282430 | Consulting | $83,248 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $38,260 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $593 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,008 | $95,388-62.3% | $125,381-71.3% | $77,906-53.8% |
| Participation rate | 51.8% | 78.6%-26.8pp | 82.4%-30.6pp | 73.7%-21.9pp |
| Annual return | 0.00% | 116.19%-116.2pp | 572.31%-572.3pp | 12.16%-12.2pp |
| Employer contribution / active EE | $1,200 | $3,666-67.3% | $4,815-75.1% | $2,846-57.8% |
| Participant deferral / active EE | $3,585 | $7,711-53.5% | $7,448-51.9% | $4,805-25.4% |
| Admin fee / account holder | $146 | $119+23.0% | $10,007-98.5% | $133+10.3% |