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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,431 | $100,970-32.2% | $96,576-29.1% | $137,256-50.1% |
| Participation rate | 56.3% | 82.6%-26.4pp | 81.4%-25.2pp | 80.0%-23.7pp |
| Annual return | 14.47% | 38.16%-23.7pp | 38.47%-24.0pp | 220.34%-205.9pp |
| Employer contribution / active EE | $1,274 | $3,809-66.6% | $3,553-64.1% | $4,156-69.3% |
| Participant deferral / active EE | $2,959 | $8,286-64.3% | $7,956-62.8% | $6,407-53.8% |
| Admin fee / account holder | $3,997 | $11,312-64.7% | $11,381-64.9% | $12,270-67.4% |