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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,997 | $115,903-75.0% | $100,528-71.2% | $158,966-81.8% |
| Participation rate | 53.8% | 81.6%-27.8pp | 79.4%-25.6pp | 82.0%-28.1pp |
| Annual return | 10.61% | 34.80%-24.2pp | 30.90%-20.3pp | 302.95%-292.3pp |
| Employer contribution / active EE | $832 | $4,105-79.7% | $3,419-75.7% | $4,762-82.5% |
| Participant deferral / active EE | $2,416 | $6,677-63.8% | $6,271-61.5% | $5,983-59.6% |
| Admin fee / account holder | $25,136 | $11,000+128.5% | $8,084+210.9% | $11,250+123.4% |