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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,480 | $88,702-25.1% | $81,780-18.7% | $145,978-54.5% |
| Participation rate | 71.4% | 75.0%-3.6pp | 72.4%-0.9pp | 80.3%-8.9pp |
| Annual return | 12.52% | 1029.12%-1016.6pp | 776.27%-763.7pp | 550.52%-538.0pp |
| Employer contribution / active EE | $1,051 | $3,084-65.9% | $2,914-63.9% | $4,662-77.5% |
| Participant deferral / active EE | $3,616 | $4,645-22.2% | $4,321-16.3% | $6,690-46.0% |
| Admin fee / account holder | $8,421 | $8,414+0.1% | $7,384+14.0% | $13,400-37.2% |