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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,390 | $100,895-68.9% | $90,430-65.3% | $158,950-80.3% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.7%+10.6pp | 82.0%+1.4pp |
| Annual return | 4.70% | 1725.54%-1720.8pp | 1293.73%-1289.0pp | 302.91%-298.2pp |
| Employer contribution / active EE | $1,849 | $3,689-49.9% | $3,262-43.3% | $4,762-61.2% |
| Participant deferral / active EE | $4,966 | $4,347+14.2% | $3,963+25.3% | $5,983-17.0% |
| Admin fee / account holder | $13,604 | $6,505+109.1% | $5,613+142.3% | $11,248+20.9% |