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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,044 | $103,008-66.0% | $90,304-61.2% | $152,897-77.1% |
| Participation rate | 78.6% | 75.9%+2.7pp | 73.3%+5.3pp | 82.5%-3.9pp |
| Annual return | 24.12% | 95.22%-71.1pp | 78.13%-54.0pp | 345.43%-321.3pp |
| Employer contribution / active EE | $2,503 | $3,139-20.3% | $2,855-12.3% | $4,764-47.5% |
| Participant deferral / active EE | $7,551 | $4,281+76.4% | $3,885+94.3% | $5,851+29.0% |
| Admin fee / account holder | $2,919 | $6,175-52.7% | $5,354-45.5% | $11,599-74.8% |