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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,309 | $138,068-57.8% | $125,358-53.5% | $134,493-56.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.24% | 750.30%-772.5pp | 572.03%-594.3pp | 418.01%-440.3pp |
| Employer contribution / active EE | $11,575 | $5,244+120.7% | $4,814+140.4% | $4,740+144.2% |
| Participant deferral / active EE | $13,388 | $7,799+71.7% | $7,447+79.8% | $6,400+109.2% |
| Admin fee / account holder | $765 | $11,568-93.4% | $10,007-92.4% | $11,425-93.3% |