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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,309 | $138,114-57.8% | $125,391-53.5% | $134,545-56.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.24% | 750.88%-773.1pp | 572.41%-594.7pp | 418.37%-440.6pp |
| Employer contribution / active EE | $11,575 | $5,246+120.6% | $4,816+140.4% | $4,742+144.1% |
| Participant deferral / active EE | $13,388 | $7,801+71.6% | $7,448+79.7% | $6,401+109.1% |
| Admin fee / account holder | $765 | $11,570-93.4% | $10,009-92.4% | $11,431-93.3% |