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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,936 | $148,558-36.1% | $135,925-30.2% | $139,427-31.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.65% | 79.22%-58.6pp | 68.25%-47.6pp | 373.27%-352.6pp |
| Employer contribution / active EE | $15,221 | $5,244+190.3% | $4,857+213.4% | $4,752+220.3% |
| Participant deferral / active EE | $15,513 | $8,101+91.5% | $7,759+99.9% | $6,711+131.2% |
| Admin fee / account holder | $898 | $12,401-92.8% | $10,764-91.7% | $11,404-92.1% |