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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,606 | $176,120-69.6% | $159,487-66.4% | $167,553-68.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 24.13% | 331.95%-307.8pp | 263.71%-239.6pp | 478.89%-454.8pp |
| Employer contribution / active EE | $12,153 | $5,299+129.3% | $4,831+151.6% | $4,840+151.1% |
| Participant deferral / active EE | $8,489 | $7,752+9.5% | $7,354+15.4% | $6,343+33.8% |
| Admin fee / account holder | $661 | $12,561-94.7% | $10,804-93.9% | $12,316-94.6% |