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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,715 | $185,312+11.5% | $161,489+28.0% | $154,746+33.6% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 14.26% | 103.84%-89.6pp | 89.72%-75.5pp | 172.34%-158.1pp |
| Employer contribution / active EE | $6,701 | $4,769+40.5% | $4,268+57.0% | $4,379+53.0% |
| Participant deferral / active EE | $19,440 | $6,350+206.1% | $5,630+245.3% | $6,730+188.8% |
| Admin fee / account holder | $24,738 | $18,654+32.6% | $16,006+54.6% | $14,365+72.2% |