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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,715 | $172,111+20.1% | $150,298+37.5% | $137,256+50.6% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 14.26% | 69.37%-55.1pp | 62.79%-48.5pp | 220.34%-206.1pp |
| Employer contribution / active EE | $6,701 | $4,636+44.5% | $4,154+61.3% | $4,156+61.2% |
| Participant deferral / active EE | $19,440 | $6,166+215.3% | $5,453+256.5% | $6,407+203.4% |
| Admin fee / account holder | $24,738 | $16,471+50.2% | $14,116+75.3% | $12,270+101.6% |