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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,248 | $202,342+17.7% | $172,752+37.9% | $152,897+55.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.65% | 1029.83%-1004.2pp | 802.97%-777.3pp | 345.43%-319.8pp |
| Employer contribution / active EE | $12,286 | $5,858+109.7% | $5,144+138.8% | $4,764+157.9% |
| Participant deferral / active EE | $16,174 | $5,948+171.9% | $5,198+211.2% | $5,851+176.4% |
| Admin fee / account holder | $951 | $17,111-94.4% | $13,955-93.2% | $11,599-91.8% |