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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,559 | $152,619-39.4% | $125,195-26.1% | $152,909-39.5% |
| Participation rate | 90.0% | 83.3%+6.7pp | 79.8%+10.2pp | 82.5%+7.5pp |
| Annual return | 26.19% | 54.85%-28.7pp | 43.79%-17.6pp | 345.46%-319.3pp |
| Employer contribution / active EE | $4,145 | $4,947-16.2% | $3,866+7.2% | $4,764-13.0% |
| Participant deferral / active EE | $9,108 | $5,869+55.2% | $4,937+84.5% | $5,851+55.7% |
| Admin fee / account holder | $18,655 | $13,437+38.8% | $9,704+92.2% | $11,601+60.8% |