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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,602 | $144,130-56.6% | $117,861-46.9% | $147,586-57.6% |
| Participation rate | 91.7% | 83.4%+8.2pp | 79.7%+12.0pp | 82.8%+8.8pp |
| Annual return | 17.75% | 531.20%-513.4pp | 335.11%-317.4pp | 578.59%-560.8pp |
| Employer contribution / active EE | $3,912 | $4,897-20.1% | $3,786+3.3% | $4,876-19.8% |
| Participant deferral / active EE | $9,023 | $5,316+69.7% | $4,482+101.3% | $5,439+65.9% |
| Admin fee / account holder | $4,672 | $10,887-57.1% | $8,021-41.8% | $10,886-57.1% |