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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,422 | $135,645-57.7% | $110,243-47.9% | $135,380-57.6% |
| Participation rate | 92.9% | 83.5%+9.4pp | 79.8%+13.0pp | 82.6%+10.2pp |
| Annual return | -9.16% | 513.24%-522.4pp | 314.76%-323.9pp | 519.81%-529.0pp |
| Employer contribution / active EE | $2,977 | $4,907-39.3% | $3,827-22.2% | $4,779-37.7% |
| Participant deferral / active EE | $7,151 | $5,507+29.8% | $4,672+53.0% | $5,609+27.5% |
| Admin fee / account holder | $5,392 | $11,458-52.9% | $8,548-36.9% | $10,828-50.2% |