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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,715 | $131,835-68.4% | $108,582-61.6% | $273,972-84.8% |
| Participation rate | 86.7% | 83.5%+3.2pp | 79.6%+7.1pp | 83.0%+3.7pp |
| Annual return | 5.45% | -91.57%+97.0pp | -51.70%+57.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $3,051 | $4,913-37.9% | $3,758-18.8% | $4,869-37.3% |
| Participant deferral / active EE | $6,662 | $5,127+29.9% | $4,311+54.5% | $5,287+26.0% |
| Admin fee / account holder | $5,431 | $10,253-47.0% | $7,645-29.0% | $10,133-46.4% |