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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,802 | $202,460-47.7% | $169,385-37.5% | $139,456-24.1% |
| Participation rate | 75.0% | 81.1%-6.1pp | 77.2%-2.2pp | 80.3%-5.3pp |
| Annual return | 14.79% | 532.07%-517.3pp | 405.82%-391.0pp | 373.45%-358.7pp |
| Employer contribution / active EE | $0 | $4,691-100.0% | $4,012-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,253 | $6,938-67.5% | $6,221-63.8% | $6,711-66.4% |
| Admin fee / account holder | $8,211 | $10,719-23.4% | $9,011-8.9% | $11,407-28.0% |