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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,262 | $226,105-74.7% | $182,540-68.6% | $152,897-62.5% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.0%+12.0pp | 82.5%+7.5pp |
| Annual return | 19.66% | 192.58%-172.9pp | 148.58%-128.9pp | 345.43%-325.8pp |
| Employer contribution / active EE | $3,982 | $4,978-20.0% | $4,076-2.3% | $4,764-16.4% |
| Participant deferral / active EE | $9,038 | $6,370+41.9% | $5,525+63.6% | $5,851+54.5% |
| Admin fee / account holder | $1,051 | $10,706-90.2% | $8,593-87.8% | $11,599-90.9% |