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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,739 | $232,540-71.7% | $185,117-64.5% | $147,586-55.5% |
| Participation rate | 80.0% | 82.4%-2.4pp | 77.3%+2.7pp | 82.8%-2.8pp |
| Annual return | 16.70% | 43.03%-26.3pp | 40.50%-23.8pp | 578.59%-561.9pp |
| Employer contribution / active EE | $3,664 | $5,195-29.5% | $4,182-12.4% | $4,876-24.9% |
| Participant deferral / active EE | $5,470 | $5,834-6.2% | $5,045+8.4% | $5,439+0.6% |
| Admin fee / account holder | $1,005 | $10,275-90.2% | $8,159-87.7% | $10,886-90.8% |