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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,746 | $96,643-35.1% | $86,617-27.6% | $139,456-55.0% |
| Participation rate | 27.8% | 74.4%-46.6pp | 71.7%-43.9pp | 80.3%-52.5pp |
| Annual return | 14.62% | 106.57%-92.0pp | 591.91%-577.3pp | 373.45%-358.8pp |
| Employer contribution / active EE | $0 | $3,264-100.0% | $3,023-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,526 | $4,835-6.4% | $4,437+2.0% | $6,711-32.6% |
| Admin fee / account holder | $3,073 | $6,406-52.0% | $5,613-45.2% | $11,407-73.1% |