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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,262 | $92,743-58.7% | $82,744-53.8% | $134,532-71.6% |
| Participation rate | 28.6% | 75.2%-46.6pp | 72.6%-44.0pp | 81.2%-52.7pp |
| Annual return | -18.15% | 946.63%-964.8pp | 702.22%-720.4pp | 418.27%-436.4pp |
| Employer contribution / active EE | $522 | $3,273-84.0% | $3,008-82.6% | $4,741-89.0% |
| Participant deferral / active EE | $3,018 | $4,802-37.2% | $4,395-31.3% | $6,401-52.9% |
| Admin fee / account holder | $5,707 | $5,977-4.5% | $5,325+7.2% | $11,429-50.1% |