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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,737 | $100,911-75.5% | $90,440-72.6% | $158,966-84.4% |
| Participation rate | 25.0% | 75.0%-50.0pp | 72.7%-47.7pp | 82.0%-57.0pp |
| Annual return | 18.58% | 1726.62%-1708.0pp | 1294.38%-1275.8pp | 302.95%-284.4pp |
| Employer contribution / active EE | $576 | $3,690-84.4% | $3,263-82.4% | $4,762-87.9% |
| Participant deferral / active EE | $3,111 | $4,348-28.5% | $3,964-21.5% | $5,983-48.0% |
| Admin fee / account holder | $1,155 | $6,507-82.2% | $5,615-79.4% | $11,250-89.7% |