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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,434 | $73,848+522.1% | $143,799+219.5% | $68,486+570.8% |
| Participation rate | 72.0% | 66.7%+5.3pp | 80.3%-8.3pp | 67.9%+4.1pp |
| Annual return | -4.14% | 0.91%-5.1pp | -0.04%-4.1pp | -7.85%+3.7pp |
| Employer contribution / active EE | $14,456 | $3,184+354.0% | $4,952+191.9% | $2,597+456.7% |
| Participant deferral / active EE | $12,643 | $3,385+273.6% | $5,638+124.2% | $4,028+213.9% |
| Admin fee / account holder | $4,911 | $5,755-14.7% | $14,677-66.5% | $5,404-9.1% |