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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,712 | $75,962+237.9% | $154,108+66.6% | $64,173+300.0% |
| Participation rate | 83.3% | 70.4%+12.9pp | 83.0%+0.3pp | 69.6%+13.8pp |
| Annual return | -0.25% | 30.32%-30.6pp | 735.21%-735.5pp | 7.63%-7.9pp |
| Employer contribution / active EE | $14,643 | $3,350+337.1% | $5,298+176.4% | $2,381+515.0% |
| Participant deferral / active EE | $7,175 | $3,175+126.0% | $5,081+41.2% | $3,470+106.8% |
| Admin fee / account holder | $882 | $5,589-84.2% | $13,411-93.4% | $4,887-82.0% |