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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,650 | $91,179+268.1% | $178,499+88.0% | $79,852+320.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 6.48% | 24.19%-17.7pp | 151.10%-144.6pp | 31.72%-25.2pp |
| Employer contribution / active EE | $15,055 | $3,256+362.4% | $5,011+200.4% | $2,471+509.3% |
| Participant deferral / active EE | $6,300 | $3,236+94.7% | $5,202+21.1% | $3,740+68.4% |
| Admin fee / account holder | $3,996 | $6,749-40.8% | $13,986-71.4% | $5,306-24.7% |