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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,152 | $84,236+231.4% | $170,435+63.8% | $70,126+298.1% |
| Participation rate | 85.2% | 70.8%+14.4pp | 83.6%+1.6pp | 69.5%+15.6pp |
| Annual return | 13.48% | 23.06%-9.6pp | 205.94%-192.5pp | 73.15%-59.7pp |
| Employer contribution / active EE | $18,337 | $3,387+441.4% | $5,432+237.5% | $2,343+682.8% |
| Participant deferral / active EE | $7,370 | $3,086+138.8% | $4,939+49.2% | $3,332+121.2% |
| Admin fee / account holder | $10,359 | $5,698+81.8% | $13,881-25.4% | $4,645+123.0% |