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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,147 | $30,421+68.1% | $56,077-8.8% | $74,429-31.3% |
| Participation rate | 48.5% | 32.9%+15.7pp | 52.5%-4.0pp | 67.2%-18.7pp |
| Annual return | 15.38% | 24.94%-9.6pp | 1709.28%-1693.9pp | 1368.38%-1353.0pp |
| Employer contribution / active EE | $784 | $610+28.6% | $1,040-24.6% | $2,625-70.1% |
| Participant deferral / active EE | $1,957 | $1,175+66.5% | $1,954+0.1% | $4,348-55.0% |
| Admin fee / account holder | $1 | $2,363-100.0% | $2,825-100.0% | $1,944-99.9% |