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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,226 | $29,051+79.8% | $52,425-0.4% | $67,986-23.2% |
| Participation rate | 56.0% | 30.4%+25.6pp | 55.6%+0.4pp | 57.2%-1.2pp |
| Annual return | 18.02% | 24.00%-6.0pp | 302.12%-284.1pp | 31.67%-13.6pp |
| Employer contribution / active EE | $806 | $412+95.8% | $914-11.8% | $2,019-60.1% |
| Participant deferral / active EE | $2,112 | $873+141.8% | $1,790+17.9% | $3,358-37.1% |
| Admin fee / account holder | $196 | $2,113-90.7% | $2,495-92.1% | $3,203-93.9% |