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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,852 | $93,617+252.3% | $135,982+142.6% | $75,177+338.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.23% | 30.89%-16.7pp | 68.32%-54.1pp | 160.75%-146.5pp |
| Employer contribution / active EE | $7,300 | $3,538+106.3% | $4,859+50.2% | $2,671+173.3% |
| Participant deferral / active EE | $10,536 | $6,406+64.5% | $7,760+35.8% | $4,126+155.3% |
| Admin fee / account holder | $26,002 | $6,980+272.6% | $10,767+141.5% | $5,651+360.1% |