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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,417 | $89,370+322.3% | $141,197+167.3% | $72,976+417.2% |
| Participation rate | 90.9% | 75.1%+15.8pp | 82.5%+8.4pp | 69.5%+21.4pp |
| Annual return | 18.12% | 111.88%-93.8pp | 71.41%-53.3pp | 81.02%-62.9pp |
| Employer contribution / active EE | $5,788 | $3,115+85.8% | $4,736+22.2% | $2,440+137.2% |
| Participant deferral / active EE | $6,700 | $5,419+23.6% | $6,710-0.2% | $3,608+85.7% |
| Admin fee / account holder | $16,005 | $5,957+168.7% | $10,265+55.9% | $5,124+212.4% |