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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,022 | $98,776+249.3% | $149,745+130.4% | $79,856+332.1% |
| Participation rate | 97.7% | 75.8%+21.9pp | 82.5%+15.2pp | 69.6%+28.0pp |
| Annual return | 11.44% | 27.38%-15.9pp | 276.72%-265.3pp | 31.71%-20.3pp |
| Employer contribution / active EE | $5,509 | $3,217+71.2% | $4,646+18.6% | $2,471+122.9% |
| Participant deferral / active EE | $6,877 | $5,681+21.0% | $6,843+0.5% | $3,741+83.9% |
| Admin fee / account holder | $3,000 | $6,053-50.4% | $9,312-67.8% | $5,306-43.5% |