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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,839 | $105,200+247.8% | $159,474+129.4% | $85,847+326.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.29% | 45.08%-31.8pp | 263.68%-250.4pp | 318.61%-305.3pp |
| Employer contribution / active EE | $4,814 | $3,319+45.0% | $4,831-0.3% | $2,565+87.7% |
| Participant deferral / active EE | $8,354 | $5,946+40.5% | $7,353+13.6% | $3,952+111.4% |
| Admin fee / account holder | $3,814 | $6,934-45.0% | $10,802-64.7% | $6,261-39.1% |