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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,143 | $102,429-26.6% | $147,096-48.9% | $80,925-7.1% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.7%-1.0pp |
| Annual return | 13.02% | 135.02%-122.0pp | 419.75%-406.7pp | 35.65%-22.6pp |
| Employer contribution / active EE | $1,971 | $3,716-46.9% | $4,936-60.1% | $2,756-28.5% |
| Participant deferral / active EE | $3,730 | $6,649-43.9% | $8,071-53.8% | $4,299-13.2% |
| Admin fee / account holder | $9,497 | $7,957+19.4% | $13,005-27.0% | $6,940+36.8% |