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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,141 | $82,674-20.0% | $125,381-47.2% | $68,486-3.4% |
| Participation rate | 68.0% | 75.1%-7.1pp | 82.4%-14.4pp | 67.9%+0.1pp |
| Annual return | -14.04% | -5.97%-8.1pp | 572.31%-586.4pp | -7.85%-6.2pp |
| Employer contribution / active EE | $2,360 | $3,382-30.2% | $4,815-51.0% | $2,597-9.1% |
| Participant deferral / active EE | $3,684 | $6,111-39.7% | $7,448-50.5% | $4,028-8.5% |
| Admin fee / account holder | $16,903 | $6,277+169.3% | $10,007+68.9% | $5,404+212.8% |