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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,337 | $76,551-44.7% | $123,894-65.8% | $62,881-32.7% |
| Participation rate | 71.7% | 73.0%-1.3pp | 81.4%-9.7pp | 69.3%+2.4pp |
| Annual return | 7.42% | 18.68%-11.3pp | 47.52%-40.1pp | 20.14%-12.7pp |
| Employer contribution / active EE | $1,679 | $2,882-41.7% | $4,617-63.6% | $2,281-26.4% |
| Participant deferral / active EE | $3,072 | $4,840-36.5% | $5,984-48.7% | $3,203-4.1% |
| Admin fee / account holder | $1,109 | $4,826-77.0% | $8,357-86.7% | $4,296-74.2% |