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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,354 | $198,457-83.7% | $170,435-81.0% | $147,586-78.1% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 15.87% | 257.30%-241.4pp | 205.94%-190.1pp | 578.59%-562.7pp |
| Employer contribution / active EE | $2,232 | $6,183-63.9% | $5,432-58.9% | $4,876-54.2% |
| Participant deferral / active EE | $3,588 | $5,629-36.3% | $4,939-27.4% | $5,439-34.0% |
| Admin fee / account holder | $2,736 | $16,852-83.8% | $13,881-80.3% | $10,886-74.9% |