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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,183 | $202,342-74.2% | $172,753-69.8% | $152,909-65.9% |
| Participation rate | 70.6% | 87.1%-16.5pp | 82.6%-12.1pp | 82.5%-11.9pp |
| Annual return | 27.05% | 1029.88%-1002.8pp | 803.00%-775.9pp | 345.46%-318.4pp |
| Employer contribution / active EE | $2,765 | $5,857-52.8% | $5,144-46.2% | $4,764-42.0% |
| Participant deferral / active EE | $3,743 | $5,948-37.1% | $5,198-28.0% | $5,851-36.0% |
| Admin fee / account holder | $728 | $17,112-95.7% | $13,956-94.8% | $11,601-93.7% |