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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,483 | $175,259-47.2% | $149,723-38.2% | $139,487-33.7% |
| Participation rate | 72.2% | 83.4%-11.2pp | 78.8%-6.6pp | 80.3%-8.1pp |
| Annual return | 18.18% | 166.82%-148.6pp | 134.50%-116.3pp | 373.84%-355.7pp |
| Employer contribution / active EE | $3,676 | $5,478-32.9% | $4,821-23.8% | $4,755-22.7% |
| Participant deferral / active EE | $5,717 | $6,522-12.3% | $5,682+0.6% | $6,713-14.8% |
| Admin fee / account holder | $2,075 | $16,158-87.2% | $13,215-84.3% | $11,407-81.8% |