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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,571 | $91,537-63.3% | $130,045-74.2% | $75,173-55.3% |
| Participation rate | 74.4% | 71.5%+2.9pp | 78.5%-4.1pp | 67.2%+7.2pp |
| Annual return | 4.32% | -631.55%+635.9pp | -137.30%+141.6pp | 160.72%-156.4pp |
| Employer contribution / active EE | $1,086 | $2,845-61.8% | $4,321-74.9% | $2,671-59.4% |
| Participant deferral / active EE | $3,719 | $4,343-14.4% | $5,820-36.1% | $4,126-9.9% |
| Admin fee / account holder | $5,363 | $6,780-20.9% | $10,600-49.4% | $5,651-5.1% |