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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,854 | $78,707-71.0% | $117,861-80.6% | $70,126-67.4% |
| Participation rate | 76.1% | 73.2%+2.9pp | 79.7%-3.5pp | 69.5%+6.6pp |
| Annual return | 11.23% | 23.30%-12.1pp | 335.11%-323.9pp | 73.15%-61.9pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,344 | $3,297-28.9% | $4,482-47.7% | $3,332-29.7% |
| Admin fee / account holder | $2,775 | $5,066-45.2% | $8,021-65.4% | $4,645-40.3% |