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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,466 | $91,559-65.6% | $133,971-76.5% | $79,852-60.6% |
| Participation rate | 87.7% | 73.3%+14.3pp | 79.8%+7.9pp | 69.6%+18.1pp |
| Annual return | 6.27% | 61.85%-55.6pp | 45.09%-38.8pp | 31.72%-25.4pp |
| Employer contribution / active EE | $932 | $2,384-60.9% | $3,919-76.2% | $2,471-62.3% |
| Participant deferral / active EE | $3,666 | $3,734-1.8% | $5,047-27.4% | $3,740-2.0% |
| Admin fee / account holder | $670 | $6,321-89.4% | $8,929-92.5% | $5,306-87.4% |