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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,499 | $112,933-0.4% | $90,970+23.7% | $158,982-29.2% |
| Participation rate | 92.9% | 74.7%+18.1pp | 69.0%+23.8pp | 82.0%+10.9pp |
| Annual return | 19.94% | 215.82%-195.9pp | 134.60%-114.7pp | 302.99%-283.0pp |
| Employer contribution / active EE | $2,155 | $2,893-25.5% | $2,122+1.6% | $4,763-54.7% |
| Participant deferral / active EE | $6,475 | $4,128+56.9% | $3,373+92.0% | $5,983+8.2% |
| Admin fee / account holder | $1,300 | $8,047-83.8% | $5,961-78.2% | $11,252-88.4% |