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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,370 | $106,923-22.0% | $84,023-0.8% | $152,909-45.5% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 22.07% | 105.02%-83.0pp | 71.32%-49.3pp | 345.46%-323.4pp |
| Employer contribution / active EE | $2,122 | $2,735-22.4% | $1,984+7.0% | $4,764-55.5% |
| Participant deferral / active EE | $6,763 | $4,013+68.5% | $3,239+108.8% | $5,851+15.6% |
| Admin fee / account holder | $3,802 | $8,289-54.1% | $6,102-37.7% | $11,601-67.2% |