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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,159 | $93,346-35.6% | $71,796-16.2% | $273,972-78.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 9.72% | 130.39%-120.7pp | 78.04%-68.3pp | 41.46%-31.7pp |
| Employer contribution / active EE | $2,442 | $2,733-10.7% | $1,924+26.9% | $4,869-49.8% |
| Participant deferral / active EE | $5,745 | $3,475+65.3% | $2,794+105.6% | $5,287+8.7% |
| Admin fee / account holder | $1,479 | $6,571-77.5% | $4,815-69.3% | $10,133-85.4% |