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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,542 | $95,979-32.8% | $74,551-13.4% | $135,380-52.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -4.16% | 56.97%-61.1pp | 32.53%-36.7pp | 519.81%-524.0pp |
| Employer contribution / active EE | $2,060 | $2,716-24.2% | $1,961+5.0% | $4,779-56.9% |
| Participant deferral / active EE | $6,323 | $3,844+64.5% | $3,108+103.4% | $5,609+12.7% |
| Admin fee / account holder | $13,188 | $6,522+102.2% | $5,059+160.7% | $10,828+21.8% |