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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,708 |
THE 401K SOURCE INC4 years Service code 27 1649 N SHORLINE DR STE 102 · BOISE, ID 83702 | Advisory (Plan) | $6,330 |
Service code 99 8400 WESTPARK DR · MCLEAN, VA 22102 | Other Fees | $2,345 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,149 |
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL PARTNERS LLC DBA CAPTR Service code 99 4208 SIX FORKS RD STE 1700 · RALEIGH, NC 27609 | Other Fees | $391 |
Service code 99 12 GILL ST STE 2600 · WOBURN, MA 01801 | Other Fees | $244 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,215 | $49,471-63.2% | $79,583-77.1% | $66,949-72.8% |
| Participation rate | 57.8% | 61.4%-3.5pp | 69.5%-11.6pp | 69.8%-12.0pp |
| Annual return | -15.64% | 84.30%-99.9pp | 0.16%-15.8pp | 1.57%-17.2pp |
| Employer contribution / active EE | $671 | $1,266-47.0% | $2,414-72.2% | $2,545-73.6% |
| Participant deferral / active EE | $1,869 | $3,160-40.8% | $3,986-53.1% | $4,239-55.9% |
| Admin fee / account holder | $200 | $595-66.4% | $6,835-97.1% | $594-66.4% |