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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,632 | $106,864+55.0% | $147,318+12.4% | $82,637+100.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.95% | 27.49%-9.5pp | 70.43%-52.5pp | 53.51%-35.6pp |
| Employer contribution / active EE | $2,809 | $3,417-17.8% | $4,593-38.8% | $2,552+10.1% |
| Participant deferral / active EE | $8,079 | $6,496+24.4% | $7,906+2.2% | $4,126+95.8% |
| Admin fee / account holder | $12,408 | $8,415+47.5% | $13,708-9.5% | $7,339+69.1% |