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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,111 | $98,776+73.2% | $149,745+14.3% | $79,856+114.3% |
| Participation rate | 83.3% | 75.8%+7.5pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 16.92% | 27.38%-10.5pp | 276.72%-259.8pp | 31.71%-14.8pp |
| Employer contribution / active EE | $2,068 | $3,217-35.7% | $4,646-55.5% | $2,471-16.3% |
| Participant deferral / active EE | $6,028 | $5,681+6.1% | $6,843-11.9% | $3,741+61.2% |
| Admin fee / account holder | $13,563 | $6,053+124.1% | $9,312+45.7% | $5,306+155.6% |